Annual report pursuant to Section 13 and 15(d)

LOANS ISSUED (Details)

v3.22.1
LOANS ISSUED (Details) - USD ($)
 12 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Mar. 31, 2020
Financing Receivable, Past Due [Line Items]      
Amount Outstanding $ 94,797,000 $ 11,667,000  
Fair Value of Collateral 53,134,000 1,340,000  
Option to sell back loan, limit 36,010,000    
Outstanding loans purchased from the microfinance organization 35,388,000    
Outstanding loans purchased from the microfinance organization, allowance 1,321,000    
Loans purchased from microfinance organization (59,839,000) 0 $ 0
Loans sold to microfinance organization 12,107,000 0 $ 0
Mortgage loans      
Financing Receivable, Past Due [Line Items]      
Debt instrument face amount 21,310,000    
Mortgage loans | KZT      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding $ 51,923,000    
Average Interest Rate (in percent) 11.86%    
Fair Value of Collateral $ 52,134,000    
Uncollateralized bank customer loans | KZT      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding $ 34,067,000    
Average Interest Rate (in percent) 17.56%    
Fair Value of Collateral $ 0    
Uncollateralized bank customer loans | USD      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding   $ 2,382,000  
Average Interest Rate (in percent)   3.00%  
Fair Value of Collateral   $ 0  
Uncollateralized bank customer loans | RUB      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding   $ 1,384,000  
Average Interest Rate (in percent)   13.00%  
Fair Value of Collateral   $ 0  
Subordinated loan | USD      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding $ 5,033,000 $ 5,033,000  
Average Interest Rate (in percent) 4.89% 3.69%  
Fair Value of Collateral $ 0 $ 0  
Subordinated loan | UAH      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding $ 1,256,000 $ 1,331,000  
Average Interest Rate (in percent) 7.00% 7.00%  
Fair Value of Collateral $ 0 $ 0  
Bank customer loans | KZT      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding   $ 880,000  
Average Interest Rate (in percent)   15.41%  
Fair Value of Collateral   $ 729,000  
Bank customer loans | RUB      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding $ 2,395,000 $ 657,000  
Average Interest Rate (in percent) 14.57% 11.27%  
Fair Value of Collateral $ 1,000,000 $ 611,000  
Other | USD      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding $ 123,000    
Average Interest Rate (in percent) 2.50%    
Fair Value of Collateral $ 0