| Schedule of loans issued |
Loans issued as of March 31, 2023, consisted of the following:
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Amount Outstanding |
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Due Dates |
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Average Interest Rate |
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Fair Value of
Collateral |
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Loan Currency |
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| Mortgage loans* |
$ |
534,154 |
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April, 2023 - March, 2048 |
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9.00 |
% |
|
$ |
534,154 |
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KZT |
| Right of claims for purchased retail loans |
121,177 |
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January, 2023 - March, 2027 |
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15.00 |
% |
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121,177 |
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KZT |
| Uncollateralized bank customer loans |
$ |
46,970 |
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January, 2023 - March, 2043 |
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25.00 |
% |
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KZT |
| Collateralized Bank customer loans |
17,653 |
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May, 2023 - March, 2028 |
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2.00 |
% |
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17,636 |
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KZT/RUB |
| Car loans |
$ |
102,269 |
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April, 2023 - April, 2030 |
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25.00 |
% |
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$ |
102,247 |
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KZT |
| Subordinated loan |
5,039 |
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December, 2025 |
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3.00 |
% |
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— |
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USD |
| Loans issued to policyholders |
$ |
1,488 |
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June, 2023 - February, 2024 |
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15.00 |
% |
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$ |
1,752 |
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KZT |
| Other |
300 |
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March, 2024 - September, 2029 |
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2.00 |
% |
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— |
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EUR |
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| Allowance for loans issued |
(2,792) |
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| Total loans issued |
$ |
826,258
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*Fair value of collateral for the mortgage loans is the minimum amount of market value of the pledged immovable property and outstanding loan amount.
Loans issued as of March 31, 2022, consisted of the following:
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| |
Amount Outstanding |
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Due Dates |
|
Average Interest Rate |
|
Fair Value of
Collateral |
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Loan Currency |
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| Mortgage loans |
52,227 |
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April 2022 - March 2047 |
|
11.86 |
% |
|
52,134 |
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KZT |
| Right of claims for purchased retail loans |
35,293 |
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April 2022 - March 2026 |
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15.00 |
% |
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35,293 |
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KZT |
| Uncollateralized bank customer loans |
100 |
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April 2022 - March 2047 |
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10.00 |
% |
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— |
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KZT |
| Subordinated loan |
5,033 |
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December 2022-April 2024 |
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4.89 |
% |
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— |
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USD |
| Subordinated loan |
1,256 |
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December 2022-April 2024 |
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7.00 |
% |
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— |
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UAH |
| Other |
123 |
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February 2022-Febraury 2027 |
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2.50 |
% |
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— |
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USD |
| Loans to policyholders |
43 |
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July 2022 - March 2023 |
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12.02 |
% |
|
284 |
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KZT |
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| Allowance for loans issued |
$ |
(1,629) |
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| Total loans issued (recasted) |
$ |
92,446
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