Quarterly report pursuant to Section 13 or 15(d)

SEGMENT REPORTING - Results by segment (Details)

v3.23.1
SEGMENT REPORTING - Results by segment (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2021
Dec. 31, 2020
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]        
Fee and commission income $ 91,411 $ 58,099 $ 262,715 $ 135,987
Net gain on trading securities 7,014 13,972 195,270 19,243
Interest income 24,799 5,224 59,339 11,762
Net (loss)/gain on foreign exchange operations 1,106 103 3,773 142
Net (loss)/gain on derivative (314) 946 (1,028) 61
TOTAL REVENUE, NET 124,016 78,344 520,069 167,195
Fee and commission expense 20,640 18,295 61,246 45,771
Interest expense 18,434 3,223 44,432 8,802
Operating expense / (income) 28,243      
Operating expense 28,243 10,338 63,544 22,236
Provision for impairment losses 32 952 614 1,573
Other (income)/expense, net (94) 15 480 (57)
TOTAL EXPENSE 67,255 32,823 170,316 78,325
NET INCOME BEFORE INCOME TAX 56,761 45,521 349,753 88,870
Income tax expense (1,768) (6,599) (38,980) (11,698)
INCOME FROM CONTINUING OPERATIONS 54,993 38,922 310,773 77,172
Central Asia        
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]        
Fee and commission income 6,993 3,445 18,258 11,754
Net gain on trading securities 6,432 6,768 16,102 12,117
Interest income 19,845 2,980 51,250 8,379
Net (loss)/gain on foreign exchange operations 1,747 295 4,472 605
Net (loss)/gain on derivative (314) 946 (1,028) 61
TOTAL REVENUE, NET 34,703 14,434 89,054 32,916
Fee and commission expense 2,381 332 3,797 618
Interest expense 14,097 1,603 35,891 5,020
Operating expense / (income) 11,909      
Operating expense   4,776 29,099 12,640
Provision for impairment losses 0 952 571 770
Other (income)/expense, net (83) 16 503 (41)
TOTAL EXPENSE 28,304 7,679 69,861 19,007
NET INCOME BEFORE INCOME TAX 6,399 6,755 19,193 13,909
Income tax expense 1,294 (3) 1,324 (6)
INCOME FROM CONTINUING OPERATIONS 7,693 6,752 20,517 13,903
Europe        
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]        
Fee and commission income 83,162 54,629 241,066 124,208
Net gain on trading securities 481 28 179,473 87
Interest income 4,940 2,031 8,015 2,731
Net (loss)/gain on foreign exchange operations (437) 88 (497) (238)
Net (loss)/gain on derivative 0 0 0 0
TOTAL REVENUE, NET 88,146 56,776 428,057 126,788
Fee and commission expense 18,106 17,874 56,946 44,927
Interest expense 3,919 1,096 7,422 2,018
Operating expense / (income) 10,517      
Operating expense   4,070 20,089 6,671
Provision for impairment losses 0 0 11 404
Other (income)/expense, net (13) (1) (21) (16)
TOTAL EXPENSE 32,529 23,039 84,447 54,004
NET INCOME BEFORE INCOME TAX 55,617 33,737 343,610 72,784
Income tax expense (7,176) (3,548) (21,190) (7,381)
INCOME FROM CONTINUING OPERATIONS 48,441 30,189 322,420 65,403
U.S.        
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]        
Fee and commission income 1,256 25 3,391 25
Net gain on trading securities 101 7,176 (305) 7,039
Interest income 14 213 74 652
Net (loss)/gain on foreign exchange operations (209) (280) (207) (225)
Net (loss)/gain on derivative   0 0 0
TOTAL REVENUE, NET 1,162 7,134 2,953 7,491
Fee and commission expense 153 89 503 226
Interest expense 418 524 1,119 1,764
Operating expense / (income) 5,903      
Operating expense   1,492 14,275 2,925
Provision for impairment losses 32 0 32 399
Other (income)/expense, net   0 0 0
TOTAL EXPENSE 6,506 2,105 15,929 5,314
NET INCOME BEFORE INCOME TAX (5,344) 5,029 (12,976) 2,177
Income tax expense 4,114 (3,048) (19,114) (4,311)
INCOME FROM CONTINUING OPERATIONS (1,230) $ 1,981 (32,090) $ (2,134)
Middle East/Caucasus        
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]        
Fee and commission income 0   0  
Net gain on trading securities 0   0  
Interest income 0   0  
Net (loss)/gain on foreign exchange operations 5   5  
Net (loss)/gain on derivative     0  
TOTAL REVENUE, NET 5   5  
Fee and commission expense 0   0  
Interest expense 0   0  
Operating expense / (income) (86)      
Operating expense     81  
Provision for impairment losses 0   0  
Other (income)/expense, net 2   (2)  
TOTAL EXPENSE (84)   79  
NET INCOME BEFORE INCOME TAX 89   (74)  
Income tax expense 0   0  
INCOME FROM CONTINUING OPERATIONS $ 89   $ (74)