Quarterly report [Sections 13 or 15(d)]

LOANS ISSUED - Summary of loans issued (Details)

v3.25.2
LOANS ISSUED - Summary of loans issued (Details) - USD ($)
$ in Thousands
Jun. 30, 2025
Mar. 31, 2025
Jun. 30, 2024
Mar. 31, 2024
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 1,830,575 $ 1,670,550    
Allowance for loans issued (81,173) (75,115) $ (40,086) $ (43,619)
Loans issued 1,749,402 1,595,435    
Mortgage loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 963,868 $ 924,530    
Average Interest Rate 11.80% 11.40%    
Fair Value of Collateral $ 963,785 $ 924,386    
Allowance for loans issued (8,856) (10,699) (3,286) (3,033)
Uncollateralized bank customer loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 258,661 $ 249,448    
Average Interest Rate 29.00% 28.10%    
Fair Value of Collateral $ 0 $ 0    
Right of claim for purchased retail loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 226,357 $ 183,635    
Average Interest Rate 15.00% 15.00%    
Fair Value of Collateral $ 226,357 $ 183,635    
Allowance for loans issued (18,155) (17,333) (4,348) (6,577)
Collateralized bank customer loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 223,697 $ 148,759    
Average Interest Rate 17.60% 19.60%    
Fair Value of Collateral $ 209,654 $ 128,543    
Allowance for loans issued (2,463) (3,114) (163) (80)
Car loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 147,058 $ 156,340    
Average Interest Rate 24.30% 24.20%    
Fair Value of Collateral $ 145,557 $ 155,320    
Allowance for loans issued (8,128) (8,465) (11,120) (14,262)
Other        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding 10,934 7,838    
Fair Value of Collateral 0 29    
Allowance for loans issued $ (2,926) $ (25) $ (37) $ (31)
Other Loans USD        
Financing Receivable, Past Due [Line Items]        
Average Interest Rate 3.00% 3.00%    
Other Loans KZT        
Financing Receivable, Past Due [Line Items]        
Average Interest Rate 18.00% 18.00%    
Other Loans EUR        
Financing Receivable, Past Due [Line Items]        
Average Interest Rate 18.30% 12.70%