Freedom Holding Corp. Annual report pursuant to Section 13 and 15(d)

Loans Received

12 Months Ended

Mar. 31, 2020

Company	Lender	March 31, 2020		March 31, 2019		Interest rate			Term	Maturity dates
Freedom Holding Corp.	Non-Bank	$	-	$	3,917		3	%	1-2 year	04/30/2019 - 12/31/2019
Freedom Finance Europe Limited	Non-Bank		-		91		1	%	2 year	12/11/2019
Total		$	-	$	4,008

Non-bank loans received are unsecured. As of March 31, 2020 and March 31, 2019, accrued interest on the loans totaled $0 and $52, respectively.