Quarterly report pursuant to Section 13 or 15(d)

LOANS ISSUED - Allowances for Credit Loss (Details)

v3.24.0.1
LOANS ISSUED - Allowances for Credit Loss (Details) - USD ($)
$ in Thousands
9 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Opening balance $ (2,792) $ (1,629)
Charges (53,204) (16,770)
Recoveries 34,379 4,071
Foreign currency translation difference 138 (383)
Closing balance (46,674) (14,711)
Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Opening balance (25,195)  
Mortgage loans    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Opening balance (554) (305)
Charges (1,760) (2,816)
Recoveries 1,782 709
Foreign currency translation difference 17 (80)
Closing balance (2,731) (2,492)
Mortgage loans | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Opening balance (2,216)  
Uncollateralized bank customer loans    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Opening balance (233) (16)
Charges (16,846) (79)
Recoveries 9,826 23
Foreign currency translation difference 16 (1)
Closing balance (14,673) (73)
Uncollateralized bank customer loans | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Opening balance (7,436)  
Collateralized bank customer loans    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Opening balance 0 0
Charges (84) (15)
Recoveries 58 8
Foreign currency translation difference 1 (1)
Closing balance (60) (8)
Collateralized bank customer loans | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Opening balance (35)  
Car loans    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Opening balance (758) 0
Charges (13,013) (2,559)
Recoveries 7,096 36
Foreign currency translation difference 17 (78)
Closing balance (13,120) (2,601)
Car loans | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Opening balance (6,462)  
Right of claim for purchased retail loans    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Opening balance (1,247) (1,308)
Charges (10,493) (11,301)
Recoveries 15,617 3,295
Foreign currency translation difference 87 (223)
Closing balance (5,082) (9,537)
Right of claim for purchased retail loans | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Opening balance (9,046)  
Other    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Opening balance 0 0
Charges (11,008) 0
Recoveries 0 0
Foreign currency translation difference 0 0
Closing balance (11,008) $ 0
Other | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
Opening balance $ 0