Quarterly report pursuant to Section 13 or 15(d)

LOANS ISSUED - Summary of loans issued (Details)

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LOANS ISSUED - Summary of loans issued (Details) - USD ($)
$ in Thousands
Jun. 30, 2024
Mar. 31, 2024
Jun. 30, 2023
Mar. 31, 2023
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 1,354,638 $ 1,425,334    
Allowance for loans issued (40,086) (43,619) $ (41,704) $ (2,792)
Loans issued 1,314,552 1,381,715    
Mortgage loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 724,295 $ 741,312    
Average Interest Rate 10.30% 10.30%    
Fair Value of Collateral $ 724,294 $ 740,462    
Allowance for loans issued (3,286) (3,033) (2,483) (554)
Car loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 227,234 $ 262,708    
Average Interest Rate 23.90% 23.90%    
Fair Value of Collateral $ 224,380 $ 259,755    
Allowance for loans issued (11,120) (14,262) (9,862) (758)
Uncollateralized bank customer loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 231,833 $ 245,188    
Average Interest Rate 27.70% 27.40%    
Fair Value of Collateral $ 0 $ 0    
Right of claim for purchased retail loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 134,333 $ 146,152    
Average Interest Rate 15.00% 15.00%    
Fair Value of Collateral $ 134,333 $ 146,152    
Allowance for loans issued (4,348) (6,577) (12,260) (1,247)
Collateralized bank customer loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 29,102 $ 22,299    
Average Interest Rate 19.30% 19.10%    
Fair Value of Collateral $ 27,982 $ 22,270    
Allowance for loans issued (163) (80) (80) 0
Subordinated loan        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 5,038 $ 5,037    
Average Interest Rate 3.00% 3.00%    
Fair Value of Collateral $ 0 $ 0    
Other        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding 2,803 2,638    
Fair Value of Collateral 33 18    
Allowance for loans issued $ (37) $ (31) $ (3,261) $ 0
Other Loans KZT        
Financing Receivable, Past Due [Line Items]        
Average Interest Rate 18.60% 18.60%    
Other Loans USD        
Financing Receivable, Past Due [Line Items]        
Average Interest Rate 15.00% 15.00%    
Other Loans EUR        
Financing Receivable, Past Due [Line Items]        
Average Interest Rate 2.50% 2.50%