Quarterly report pursuant to Section 13 or 15(d)

LOANS ISSUED - Summary of loans issued (Details)

v3.24.3
LOANS ISSUED - Summary of loans issued (Details) - USD ($)
$ in Thousands
Sep. 30, 2024
Mar. 31, 2024
Sep. 30, 2023
Mar. 31, 2023
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 1,417,346 $ 1,425,334    
Allowance for loans issued (48,690) (43,619) $ (44,961) $ (2,792)
Loans issued 1,368,656 1,381,715    
Mortgage loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 766,949 $ 741,312    
Average Interest Rate 10.50% 10.30%    
Fair Value of Collateral $ 766,949 $ 740,462    
Allowance for loans issued (3,933) (3,033) (1,745) (554)
Car loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 201,429 $ 262,708    
Average Interest Rate 24.10% 23.90%    
Fair Value of Collateral $ 198,418 $ 259,755    
Allowance for loans issued (10,581) (14,262) (12,876) (758)
Uncollateralized bank customer loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 231,863 $ 245,188    
Average Interest Rate 27.60% 27.40%    
Fair Value of Collateral $ 0 $ 0    
Right of claim for purchased retail loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 138,092 $ 146,152    
Average Interest Rate 15.00% 15.00%    
Fair Value of Collateral $ 138,092 $ 146,152    
Allowance for loans issued (6,009) (6,577) (12,963) (1,247)
Collateralized bank customer loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 71,106 $ 22,299    
Average Interest Rate 16.90% 19.10%    
Fair Value of Collateral $ 66,603 $ 22,270    
Allowance for loans issued (417) (80) (66) 0
Subordinated loan        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 6,163 $ 5,037    
Average Interest Rate 3.00% 3.00%    
Fair Value of Collateral $ 0 $ 0    
Other        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding 1,744 2,638    
Fair Value of Collateral 26 18    
Allowance for loans issued $ (28) $ (31) $ (3,283) $ 0
Other Loans KZT        
Financing Receivable, Past Due [Line Items]        
Average Interest Rate 18.10% 18.60%    
Other Loans USD        
Financing Receivable, Past Due [Line Items]        
Average Interest Rate   15.00%    
Other Loans EUR        
Financing Receivable, Past Due [Line Items]        
Average Interest Rate 4.50% 2.50%