Quarterly report pursuant to Section 13 or 15(d)

LOANS ISSUED - Allowances for Credit Loss (Details)

v3.24.3
LOANS ISSUED - Allowances for Credit Loss (Details) - USD ($)
$ in Thousands
 6 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance $ (43,619) $ (2,792)
Charges (23,839) (37,425)
Recoveries 15,344 18,323
Write off 334  
Forex 3,090 2,128
Closing balance (48,690) (44,961)
Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance   (25,195)
Mortgage loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (3,033) (554)
Charges (1,927) (665)
Recoveries 775 1,599
Write off 0  
Forex 252 91
Closing balance (3,933) (1,745)
Mortgage loans | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance   (2,216)
Uncollateralized bank customer loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (19,636) (233)
Charges (14,416) (13,482)
Recoveries 4,653 6,384
Write off 42  
Forex 1,635 739
Closing balance (27,722) (14,028)
Uncollateralized bank customer loans | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance   (7,436)
Collateralized bank customer loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (80) 0
Charges (383) (71)
Recoveries 28 36
Write off 4  
Forex 14 4
Closing balance (417) (66)
Collateralized bank customer loans | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance   (35)
Car loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (14,262) (758)
Charges (2,699) (8,851)
Recoveries 5,278 2,558
Write off 258  
Forex 844 637
Closing balance (10,581) (12,876)
Car loans | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance   (6,462)
Right of claim for purchased retail loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (6,577) (1,247)
Charges (4,387) (11,073)
Recoveries 4,610 7,746
Write off 0  
Forex 345 657
Closing balance (6,009) (12,963)
Right of claim for purchased retail loans | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance   (9,046)
Other    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (31) 0
Charges (27) (3,283)
Recoveries 0 0
Write off 30  
Forex 0 0
Closing balance $ (28) (3,283)
Other | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance   $ 0