Quarterly report pursuant to Section 13 or 15(d)

LOANS ISSUED - Allowances for Credit Loss (Details)

v3.25.0.1
LOANS ISSUED - Allowances for Credit Loss (Details) - USD ($)
$ in Thousands
 9 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance $ (43,619) $ (2,792)
Charges (51,237) (53,204)
Recoveries 17,121 34,379
Write off 15,587  
Forex 5,551 138
Closing balance (56,597) (46,674)
Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance   (25,195)
Mortgage loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (3,033) (554)
Charges (6,258) (1,760)
Recoveries 1,089 1,782
Write off 0  
Forex 560 17
Closing balance (7,642) (2,731)
Mortgage loans | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance   (2,216)
Uncollateralized bank customer loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (19,636) (233)
Charges (28,099) (16,846)
Recoveries 5,257 9,826
Write off 12,838  
Forex 2,852 16
Closing balance (26,788) (14,673)
Uncollateralized bank customer loans | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance   (7,436)
Collateralized bank customer loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (80) 0
Charges (3,437) (84)
Recoveries 53 58
Write off 4  
Forex 153 1
Closing balance (3,307) (60)
Collateralized bank customer loans | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance   (35)
Car loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (14,262) (758)
Charges (4,086) (13,013)
Recoveries 5,506 7,096
Write off 2,713  
Forex 1,927 17
Closing balance (8,202) (13,120)
Car loans | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance   (6,462)
Right of claim for purchased retail loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (6,577) (1,247)
Charges (9,335) (10,493)
Recoveries 5,216 15,617
Write off 0  
Forex 59 87
Closing balance (10,637) (5,082)
Right of claim for purchased retail loans | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance   (9,046)
Other    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (31) 0
Charges (22) (11,008)
Recoveries 0 0
Write off 32  
Forex 0 0
Closing balance $ (21) (11,008)
Other | Adjustment to allowance for adoption of ASU 2016-13    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance   $ 0