Quarterly report [Sections 13 or 15(d)]

LOANS ISSUED - Allowances for Credit Loss (Details)

v3.25.4
LOANS ISSUED - Allowances for Credit Loss (Details) - USD ($)
$ in Thousands
 9 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance $ (75,115) $ (43,621)
Charges (62,281) (53,574)
Recoveries 49,192 17,356
Write off 14,394 16,370
Modification 893  
Other   0
Forex 249 6,872
Closing balance (72,668) (56,597)
Mortgage loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (10,698) (3,033)
Charges (3,147) (6,258)
Recoveries 10,611 1,089
Write off 3 0
Modification 0  
Other   0
Forex 311 560
Closing balance (2,920) (7,642)
Loans to SME    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (35,194) (19,558)
Charges (22,463) (30,223)
Recoveries 11,811 5,436
Write off 14,244 13,621
Modification 0  
Other   0
Forex 214 3,969
Closing balance (31,388) (26,755)
Corporate loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (2,640) (10)
Charges (3,576) (3,228)
Recoveries 3,189 45
Write off 0 0
Modification 0  
Other   0
Forex (9) 301
Closing balance (3,036) (2,892)
Retail loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (760) (150)
Charges (5,186) (422)
Recoveries 498 64
Write off 0 4
Modification 0  
Other   0
Forex (179) 56
Closing balance (5,627) (448)
Car loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (8,466) (14,262)
Charges (3,828) (4,086)
Recoveries 2,782 5,506
Write off 147 2,713
Modification 0  
Other   0
Forex (16) 1,927
Closing balance (9,381) (8,202)
Purchased retail loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (17,332) (6,577)
Charges (24,030) (9,335)
Recoveries 20,301 5,216
Write off 0 0
Modification 893  
Other   0
Forex (72) 59
Closing balance (20,240) (10,637)
Other    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (25) (31)
Charges (51) (22)
Recoveries 0 0
Write off 0 32
Modification 0  
Other   0
Forex 0 0
Closing balance $ (76) $ (21)