Annual report pursuant to Section 13 and 15(d)

LOANS ISSUED (Details)

v3.24.1.1.u2
LOANS ISSUED (Details) - USD ($)
$ in Thousands
Mar. 31, 2024
Mar. 31, 2023
Mar. 31, 2022
Financing Receivable, Past Due [Line Items]      
Amount Outstanding $ 1,425,334 $ 829,050  
Allowance for loans issued (43,619) (2,792) $ (1,629)
Loans issued 1,381,715 826,258  
Mortgage loans      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding $ 741,312 $ 534,154  
Average Interest Rate 10.30% 9.00%  
Fair Value of Collateral $ 740,462 $ 534,154  
Allowance for loans issued (3,033) (554) (305)
Right of claims for purchased retail loans      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding 146,152 $ 121,177  
Average Interest Rate   15.00%  
Fair Value of Collateral   $ 121,177  
Allowance for loans issued (6,577) (1,247) (1,308)
Car loans      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding $ 262,708 $ 102,269  
Average Interest Rate 23.90% 25.00%  
Fair Value of Collateral $ 259,755 $ 102,247  
Allowance for loans issued (14,262) (758) 0
Uncollateralized bank customer loans      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding $ 245,188 $ 46,970  
Average Interest Rate 27.40% 25.00%  
Fair Value of Collateral $ 0 $ 0  
Right of claim for purchased retail loans      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding $ 146,152    
Average Interest Rate 15.00%    
Fair Value of Collateral $ 146,152    
Collateralized Bank customer loans      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding $ 22,299 $ 17,653  
Average Interest Rate 19.10% 2.00%  
Fair Value of Collateral $ 22,270 $ 17,636  
Allowance for loans issued (80) 0 0
Subordinated loan      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding $ 5,037 $ 5,039  
Average Interest Rate 3.00% 3.00%  
Fair Value of Collateral $ 0 $ 0  
Loans issued to policyholders      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding   $ 1,488  
Average Interest Rate   15.00%  
Fair Value of Collateral   $ 1,752  
Other      
Financing Receivable, Past Due [Line Items]      
Amount Outstanding 2,638 $ 300  
Average Interest Rate   2.00%  
Fair Value of Collateral 18 $ 0  
Allowance for loans issued $ (31) $ 0 $ 0
Other Loans KZT      
Financing Receivable, Past Due [Line Items]      
Average Interest Rate 18.60%    
Other Loans USD      
Financing Receivable, Past Due [Line Items]      
Average Interest Rate 15.00%    
Other Loans EUR      
Financing Receivable, Past Due [Line Items]      
Average Interest Rate 2.50%