Annual report pursuant to Section 13 and 15(d)

LOANS ISSUED - Allowances for Credit Loss (Details)

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LOANS ISSUED - Allowances for Credit Loss (Details) - USD ($)
$ in Thousands
12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance $ (2,792) $ (1,629)
Charges (53,319) (29,070)
Recoveries 38,274 27,979
Forex (587) (72)
Closing balance (43,619) (2,792)
Adjustment to allowance for adoption of ASU 2016-13    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance (25,195)  
Closing balance   (25,195)
Mortgage loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance (554) (305)
Charges (2,361) (3,616)
Recoveries 2,132 3,381
Forex (34) (14)
Closing balance (3,033) (554)
Mortgage loans | Adjustment to allowance for adoption of ASU 2016-13    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance (2,216)  
Closing balance   (2,216)
Uncollateralized bank customer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance (233) (16)
Charges (22,464) (3,450)
Recoveries 10,795 3,238
Forex (298) (5)
Closing balance (19,636) (233)
Uncollateralized bank customer loans | Adjustment to allowance for adoption of ASU 2016-13    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance (7,436)  
Closing balance   (7,436)
Collateralized Bank customer loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance 0 0
Charges (115) (39)
Recoveries 71 39
Forex (1) 0
Closing balance (80) 0
Collateralized Bank customer loans | Adjustment to allowance for adoption of ASU 2016-13    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance (35)  
Closing balance   (35)
Car loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance (758) 0
Charges (15,014) (5,187)
Recoveries 8,181 4,443
Forex (209) (14)
Closing balance (14,262) (758)
Car loans | Adjustment to allowance for adoption of ASU 2016-13    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance (6,462)  
Closing balance   (6,462)
Right of claims for purchased retail loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance (1,247) (1,308)
Charges (13,334) (16,778)
Recoveries 17,095 16,878
Forex (45) (39)
Closing balance (6,577) (1,247)
Right of claims for purchased retail loans | Adjustment to allowance for adoption of ASU 2016-13    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance (9,046)  
Closing balance   (9,046)
Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance 0 0
Charges (31) 0
Recoveries 0 0
Forex 0 0
Closing balance (31) 0
Other | Adjustment to allowance for adoption of ASU 2016-13    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Opening balance $ 0  
Closing balance   $ 0