Quarterly report [Sections 13 or 15(d)]

LOANS ISSUED - Summary of loans issued (Details)

v3.25.3
LOANS ISSUED - Summary of loans issued (Details) - USD ($)
$ in Thousands
Sep. 30, 2025
Mar. 31, 2025
Sep. 30, 2024
Mar. 31, 2024
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 1,832,580 $ 1,670,550    
Allowance for loans issued (82,005) (75,115) $ (48,690) $ (43,618)
Loans issued 1,750,575 1,595,435    
Mortgage loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 961,474 $ 924,530    
Average Interest Rate 12.00% 11.40%    
Fair Value of Collateral $ 961,381 $ 924,386    
Allowance for loans issued (2,577) (10,698) (3,935) (3,034)
Corporate loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 243,036 $ 149,143    
Average Interest Rate 17.10% 19.10%    
Fair Value of Collateral $ 185,550 $ 92,739    
Allowance for loans issued (1,825) (2,640) (209) (10)
Right of claim for purchased retail loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 234,754 $ 183,635    
Average Interest Rate 15.00% 15.00%    
Fair Value of Collateral $ 234,754 $ 183,635    
Allowance for loans issued (23,904) (17,332) (6,007) (6,575)
Loans to SME        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 226,714 $ 244,217    
Average Interest Rate 29.50% 28.60%    
Fair Value of Collateral $ 30,484 $ 35,141    
Allowance for loans issued (43,766) (35,194) (27,608) (19,558)
Car loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 147,884 $ 156,340    
Average Interest Rate 24.20% 24.20%    
Fair Value of Collateral $ 145,926 $ 155,320    
Allowance for loans issued (8,416) (8,466) (10,578) (14,260)
Retail loans        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding $ 9,652 $ 4,847    
Average Interest Rate 29.40% 21.20%    
Fair Value of Collateral $ 1,154 $ 663    
Allowance for loans issued (1,487) (760) (325) (150)
Other        
Financing Receivable, Past Due [Line Items]        
Amount Outstanding 9,066 7,838    
Fair Value of Collateral 15 29    
Allowance for loans issued $ (30) $ (25) $ (28) $ (31)
Other Loans USD        
Financing Receivable, Past Due [Line Items]        
Average Interest Rate 3.00% 3.00%    
Other Loans KZT        
Financing Receivable, Past Due [Line Items]        
Average Interest Rate   18.00%    
Other Loans EUR        
Financing Receivable, Past Due [Line Items]        
Average Interest Rate 18.00% 12.70%