Quarterly report [Sections 13 or 15(d)]

LOANS ISSUED - Allowances for Credit Loss (Details)

v3.25.3
LOANS ISSUED - Allowances for Credit Loss (Details) - USD ($)
$ in Thousands
 6 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance $ (75,115) $ (43,618)
Charges (45,162) (23,943)
Recoveries 31,580 15,096
Write off 3 337
Forex 6,689 3,438
Closing balance (82,005) (48,690)
Mortgage loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (10,698) (3,034)
Charges (2,457) (1,942)
Recoveries 10,033 780
Write off 3 0
Forex 542 261
Closing balance (2,577) (3,935)
Loans to SME    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (35,194) (19,558)
Charges (17,376) (14,386)
Recoveries 5,427 4,525
Write off 0 43
Forex 3,377 1,768
Closing balance (43,766) (27,608)
Corporate loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (2,640) (10)
Charges (2,077) (225)
Recoveries 2,705 17
Write off 0 0
Forex 187 9
Closing balance (1,825) (209)
Retail loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (760) (150)
Charges (1,049) (244)
Recoveries 225 47
Write off 0 4
Forex 97 18
Closing balance (1,487) (325)
Car loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (8,466) (14,260)
Charges (2,643) (2,687)
Recoveries 1,976 5,193
Write off 0 260
Forex 717 916
Closing balance (8,416) (10,578)
Right of claim for purchased retail loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (17,332) (6,575)
Charges (19,555) (4,432)
Recoveries 11,214 4,534
Write off 0 0
Forex 1,769 466
Closing balance (23,904) (6,007)
Other    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (25) (31)
Charges (5) (27)
Recoveries 0 0
Write off 0 30
Forex 0 0
Closing balance $ (30) $ (28)