Annual report [Section 13 and 15(d), not S-K Item 405]

LOANS ISSUED - Schedule of finance receivable - credit quality classification (Details)

v3.26.1
LOANS ISSUED - Schedule of finance receivable - credit quality classification (Details) - USD ($)
$ in Thousands
Mar. 31, 2026
Mar. 31, 2025
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year $ 955,820 $ 744,907
Year one 473,130 463,585
Year two 333,028 431,413
Year three 390,626 30,645
Year four 26,801 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 2,179,405 1,670,550
Mortgage loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 291,663 336,535
Year one 307,056 186,816
Year two 171,398 370,588
Year three 352,105 30,591
Year four 26,778 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 1,149,000 924,530
Mortgage loans | that are not credit impaired    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 290,224 336,051
Year one 302,323 184,610
Year two 168,147 367,918
Year three 348,614 29,876
Year four 26,374 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 1,135,682 918,455
Mortgage loans | with significant increase in credit risk    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 1,245 410
Year one 2,710 1,361
Year two 1,860 1,402
Year three 1,875 340
Year four 243 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 7,933 3,513
Mortgage loans | that are credit impaired    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 194 74
Year one 2,023 845
Year two 1,391 1,268
Year three 1,616 375
Year four 161 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 5,385 2,562
Car loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 64,088 5,974
Year one 4,164 116,459
Year two 78,497 33,907
Year three 21,056 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 167,805 156,340
Car loans | that are not credit impaired    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 63,205 5,974
Year one 4,041 110,871
Year two 71,901 26,014
Year three 13,687 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 152,834 142,859
Car loans | with significant increase in credit risk    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 542 0
Year one 27 1,603
Year two 1,080 837
Year three 404 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 2,053 2,440
Car loans | that are credit impaired    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 341 0
Year one 96 3,985
Year two 5,516 7,056
Year three 6,965 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 12,918 11,041
Loans to SME    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 52,758 98,556
Year one 59,627 126,835
Year two 72,382 18,826
Year three 10,728 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 195,495 244,217
Loans to SME | that are not credit impaired    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 49,372 96,338
Year one 53,303 109,461
Year two 60,112 15,647
Year three 8,363 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 171,150 221,446
Loans to SME | with significant increase in credit risk    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 1,392 1,185
Year one 2,258 3,612
Year two 3,192 663
Year three 506 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 7,348 5,460
Loans to SME | that are credit impaired    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 1,994 1,033
Year one 4,066 13,762
Year two 9,078 2,516
Year three 1,859 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 16,997 17,311
Purchased retail loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 115,550 151,237
Year one 57,578 30,702
Year two 8,734 1,688
Year three 268 8
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 182,130 183,635
Purchased retail loans | that are not credit impaired    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 105,399 151,237
Year one 49,929 30,702
Year two 7,431 1,688
Year three 223 8
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 162,982 183,635
Purchased retail loans | with significant increase in credit risk    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 4,771 0
Year one 3,014 0
Year two 514 0
Year three 14 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 8,313 0
Purchased retail loans | that are credit impaired    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 5,380 0
Year one 4,635 0
Year two 789 0
Year three 31 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 10,835 0
Corporate loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 310,024 148,599
Year one 41,594 470
Year two 95 74
Year three 0 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 351,713 149,143
Corporate loans | that are not credit impaired    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 308,278 146,785
Year one 41,050 470
Year two 95 74
Year three 0 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 349,423 147,329
Corporate loans | with significant increase in credit risk    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 647 1,813
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 647 1,813
Corporate loans | that are credit impaired    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 1,099 1
Year one 544 0
Year two 0 0
Year three 0 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 1,643 1
Retail loans    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 97,334 3,774
Year one 2,853 1,066
Year two 708 7
Year three 32 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 100,927 4,847
Retail loans | that are not credit impaired    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 95,717 3,682
Year one 2,409 887
Year two 470 5
Year three 30 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 98,626 4,574
Retail loans | with significant increase in credit risk    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 1,064 34
Year one 93 18
Year two 20 0
Year three 0 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 1,177 52
Retail loans | that are credit impaired    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 553 58
Year one 351 161
Year two 218 2
Year three 2 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 1,124 221
Other    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 24,403 232
Year one 258 1,237
Year two 1,214 6,323
Year three 6,437 46
Year four 23 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 32,335 7,838
Other | that are not credit impaired    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 24,403 232
Year one 258 1,229
Year two 1,207 6,323
Year three 6,437 46
Year four 23 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 32,328 7,830
Other | with significant increase in credit risk    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 0 0
Year one 0 0
Year two 0 0
Year three 0 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding 0 0
Other | that are credit impaired    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Current fiscal year 0 0
Year one 0 8
Year two 7 0
Year three 0 0
Year four 0 0
Prior 0 0
Revolving loans 0 0
Amount Outstanding $ 7 $ 8