Annual report [Section 13 and 15(d), not S-K Item 405]

LOANS ISSUED - Schedule of allowances for credit loss (Details)

v3.26.1
LOANS ISSUED - Schedule of allowances for credit loss (Details) - USD ($)
$ in Thousands
12 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance $ (75,115) $ (43,619)
Charges (96,797) (79,324)
Reversals 59,759 25,088
Write off 15,190 16,225
Modification 908  
Forex (5,744) 6,515
Closing balance (101,799) (75,115)
Mortgage loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (10,699) (3,033)
Charges (7,515) (10,043)
Reversals 11,064 1,694
Write off 40 1
Modification 0  
Forex (278) 682
Closing balance (7,388) (10,699)
Loans to SME    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (35,192) (19,556)
Charges (32,115) (38,653)
Reversals 15,674 6,757
Write off 14,897 13,276
Modification 0  
Forex (2,016) 2,984
Closing balance (38,752) (35,192)
Corporate loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (2,640) (10)
Charges (6,348) (4,191)
Reversals 3,793 1,449
Write off 0 0
Modification 0  
Forex (352) 112
Closing balance (5,547) (2,640)
Retail loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (761) (150)
Charges (8,878) (754)
Reversals 3,544 96
Write off 0 4
Modification 0  
Forex (478) 43
Closing balance (6,573) (761)
Car loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (8,465) (14,262)
Charges (8,238) (5,335)
Reversals 3,442 6,761
Write off 253 2,914
Modification 0  
Forex (828) 1,457
Closing balance (13,836) (8,465)
Purchased retail loans    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (17,333) (6,577)
Charges (33,653) (20,324)
Reversals 22,242 8,331
Write off 0 0
Modification 908  
Forex (1,792) 1,237
Closing balance (29,628) (17,333)
Other    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Opening balance (25) (31)
Charges (50) (24)
Reversals 0 0
Write off 0 30
Modification 0  
Forex 0 0
Closing balance $ (75) $ (25)